Car Insurance - Why Is Young Driver Car Insurance So Expensive?

Effectively it comes down to the statistical risk. As younger drivers are much more likely to be involved in an accident. Because of this young drivers not just to consider their insurance costs but to consider the cause of them. If you are so much more likely to be involved in an accident then you should be as worried about the risk to your health as to your wallet.

might be able to help you keep the costs down but you should take individual responsibility for your safety and that of other road users.

Consider the facts;

One in five new drivers has an accident in their first year on the road

17-21-year-olds represent only seven per cent of all driving licence holders, but they make up 13 per cent of drivers involved in injury accidents

Young drivers have more accidents in the evenings and early mornings than older drivers and a higher proportion of these are single-vehicle accidents

Speed is a considerably more significant factor in young-driver accidents than it is in accidents involving older drivers

Hint

Alcohol, fatigue and peer pressure from friends also contributes to accidents involving young drivers. Consider taking a pass plus course. This will reduce your costs and make you a safer driver.

Young drivers fall into a higher risk category for most insurance companies and often find themselves with much higher motor insurance premiums than older drivers. In the UK, there are multiple motor insurance companies who specialise in providing insurance for extremely specific sections of the population in as competitive a manner as possible. Certain insurers will search a panel of companies for Motor Insurance quotes designed for young drivers. To Link below should help with:

The best price from our young driver car insurance panel

Policies for provisional or first time drivers

Pass Plus discounts of up to 20%

All young drivers face a problem when getting on the road - the cost of insurance. Drivers between 17 and 25 account for a third of all road fatalities and because they are such a 'high risk' age bracket, insurance companies charge much higher premiums.

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